Donius Insurance is an independent Erie Insurance agency, and has proudly served the greater DC, Baltimore and Annapolis areas for over 50 years, and currently serves more than 2,000 families and businesses in Maryland.
What makes Donius Insurance a truly unique insurance agency is the Agency owners. Each has worked for Erie Insurance Group as loss adjusters in previous careers, so we don’t only know what’s in an insurance policy, but we also have practical knowledge of how the policy functions after a loss occurs. As former loss adjusters, we examine our clients’ insurance needs through the eyes of individuals who have seen exactly what tragedies can befall a family or small business, and we use this experience to forecast the risk that our clients face.
Lives and businesses change annually—that’s a fact. That’s also why we commit to contacting each of our clients—whether by phone, fax, mail or e-mail—annually to ensure that their risk management program is performing as it should. When did your insurance agent contact you last to learn what’s new in your life?
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Donius Patterson Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.