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Maryland Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Odenton and All of Maryland

Donius Patterson Insurance is an independent Erie Insurance agency and has proudly served the Greater DC, Baltimore, and Annapolis areas for over 50 years and currently serves more than 2,000 families and businesses in Maryland.

What makes Donius Patterson Insurance a truly unique insurance agency is the Agency owners. Each has worked for Erie Insurance Group as loss adjusters in previous careers, so we don’t only know what’s in an insurance policy, but we also have practical knowledge of how the policy functions after a loss occurs. As former loss adjusters, we examine our clients’ insurance needs through the eyes of individuals who have seen exactly what tragedies can befall a family or small business, and we use this experience to forecast the risk that our clients face.

Lives and businesses change annually—that’s a fact. That’s also why we commit to contacting each of our clients—whether by phone, fax, mail or e-mail—annually to ensure that their risk management program is performing as it should. When did your insurance agent contact you last to learn what’s new in your life?

Our agency provides auto/car insurance, homeowners insurance, business/commercial insurance, and life insurance.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Recent News & Updates

How Much Life Insurance Do I Need?

Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

What is a Life Insurance Ladder Strategy?

If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy.  Calculating the Financial Needs of Your Loved Ones  The process starts with calculating your family's projected...